Your International
Money Transfers
Your Personal Transfers, Optimised
Ensuring your money is safe and secure
Whether you are buying a property overseas, transferring living funds or sending money to family, Optimal Currency’s dedicated and personable Currency Brokers will get to know your needs and help you get a great exchange rate.
Whatever your personal transfer need is, we will help monitor the markets and make the process quick and easy by combining cutting-edge technology and old-fashioned customer service. Use our knowledge and expertise, we’re the specialists.
Optimal Service • Optimal Rates • Optimal Currency
Why Choose
Optimal?
Personal Money Transfers
What We Do
Money transfers
Life is hectic & stressful enough but dealing with money transfers, large or small, doesn’t have to be.
Stay in control of your money:
Your transfer options
Let us make your currency transfer straightforward and flexible
Emigrating
Emigrating is a great adventure … and we’ll help to make it an adventure that goes as smoothly as it possibly can so you can focus on the fun bits.
You can’t emigrate without some sort of money transfer and how you manage your currency payments can make a big difference.
With our world-class service and unrivalled expertise, we’ll make sure you achieve a fee-free, efficient money transfer service with great rates of exchange.
Sending money home
Have you decided to sell your overseas property? Or are you moving back home, having lived for a while abroad? Move your money back home and save on the exchange rate as you repatriate the funds.
We have a wide network of European Estate Agents, Property Finders & Notaries that we work with so please just ask if we can make a recommendation to help you sell. We will also help you liaise with Agent & Notary to smooth the process of repatriating your funds – we do it every day so know the potential pitfalls and can give useful tips.
Buying and enjoying your overseas property
We understand. It’s exciting, what you’ve dreamed of for years, maybe even decades! Buying a property abroad is a big commitment though and the earlier you grasp your currency transfer options, the easier it becomes to budget effectively for the purchase – potentially saving you a large sum of money in the process. We don’t abandon you once you have your dream holiday home though! Those monthly bills, mortgage payments and account top ups for holidays should be at a great rate too and our Regular Payments give you easy access to great rates with no fuss.
Regular payments
Do you find yourself having to make smaller, regular foreign currency transfers? Perhaps these are to transfer wages, meet mortgage payments, or top up a pension? Do this through a bank, and you’ll often find yourself paying unwelcome fees and receive uncompetitive rates.
With Optimal Currency, you can arrange for us to make recurrent transfers automatically – at a competitive exchange rate – and without you having to pay transfer fees or commission costs. This could save you time, hassle, and a significant sum of money. Speak to your Currency Broker about setting up a regular transfer.
OPTIMAL Why Work With Us?
NEED SOME HELPContact Our Team
OPTIMAL Why Work With Us?
NEED SOME HELPContact Our Team
© Optimal Currency Limited. All rights reserved.
Optimal Currency Limited is registered in England and Wales under company number 11627191, registered office 13 Upper High Street, Thame, Oxfordshire, England, OX9 3ER. Optimal Currency Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution with Firm Reference Number (FRN) 830790. Optimal Currency’s registered offices are located at 13 Upper High Street, Thame, OX9 3ER. We are supervised by the FCA for compliance with the Money Laundering Regulations (MLR).
At Optimal Currency, we always seek to register our clients directly under our own license wherever possible. However, in certain circumstances—such as specific currency requirements, jurisdictional regulations, or technology solutions make it more efficient—we may place clients with one of our carefully selected partner institutions. Each partner has been rigorously vetted to ensure they meet our high standards of service, security, and technology integration. This approach allows us to deliver a seamless, compliant, and first-class currency experience no matter where you are based.
If you would like to confirm which partner you are registered with, please contact your dedicated currency broker.
Clients that we service via Ebury
Optimal Currency’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.
Clients that we service via Equals
Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).
Clients that we service via GC Partners
Global Currency Exchange Network Ltd trading as GC Partners is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 504346). Global Currency Exchange Network Ltd trading as GC Partners is an Authorised Payment Institution (API) that puts the security and protection of your money at the core of our business. GC Partners are regulated by HM Revenue & Customs (HMRC) under the Anti Money Laundering Regulations 2017. Registration number 12137189.
Clients that we service via Sciopay
Foreign Exchange and Payment Services for customers introduced by Optimal Currency Limited to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951.
© Optimal Currency Limited. All rights reserved.
Optimal Currency Limited is registered in England and Wales under company number 11627191, registered office 13 Upper High Street, Thame, Oxfordshire, England, OX9 3ER. Optimal Currency Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution with Firm Reference Number (FRN) 830790. Optimal Currency’s registered offices are located at 13 Upper High Street, Thame, OX9 3ER. We are supervised by the FCA for compliance with the Money Laundering Regulations (MLR).
At Optimal Currency, we always seek to register our clients directly under our own license wherever possible. However, in certain circumstances—such as specific currency requirements, jurisdictional regulations, or technology solutions make it more efficient—we may place clients with one of our carefully selected partner institutions. Each partner has been rigorously vetted to ensure they meet our high standards of service, security, and technology integration. This approach allows us to deliver a seamless, compliant, and first-class currency experience no matter where you are based.
If you would like to confirm which partner you are registered with, please contact your dedicated currency broker.
Clients that we service via Ebury
Optimal Currency’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.
Clients that we service via Equals
Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).
Clients that we service via GC Partners
Global Currency Exchange Network Ltd trading as GC Partners is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 504346). Global Currency Exchange Network Ltd trading as GC Partners is an Authorised Payment Institution (API) that puts the security and protection of your money at the core of our business. GC Partners are regulated by HM Revenue & Customs (HMRC) under the Anti Money Laundering Regulations 2017. Registration number 12137189.
Clients that we service via Sciopay
Foreign Exchange and Payment Services for customers introduced by Optimal Currency Limited to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951.