Why Optimal Currency?

With us, it’s personal

Optimal Currency is here to shake up the deliverable FX market.

So many FX brokers outsource to offshore call centres and focus everything online. For them, it’s all about cutting costs. At Optimal Currency, our focus is you – our customer. Personal service is at the core of everything we do. We love talking with our customers and always make ourselves available when you need us. We take the time to listen to you and understand your ‘journey’. If we can help out, we will!

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OPTIMAL CURRENCY

Meet Our Team

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MANAGING DIRECTOR

David Worthington MCSI

Having worked in FX since 2005, David leads Optimal’s team of dedicated currency brokers and payment service specialists. The key goal? To deliver on our core message - exceptional service and great exchange rates.

The rest of the time, a Husband & Dad of four, he is often found ferrying little people between endless sports clubs with the hopeful thought of a quiet glass of wine!
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HEAD OF COMPLIANCE

Charlotte Worthington

Charlotte has worked within the Financial Services sector since 2008. Her role at Optimal is overseeing the day to day running of the company with an emphasis on Compliance & Operations.

Outside of work, Charlotte enjoys spending time with her husband and four children, and is trying very hard to return to her much loved netball and pilates.
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MONEY LAUNDERING REPORTING OFFICER

Robert Ingleby

Robert has worked in financial services for his whole career with almost all of that time spent in payment services. He has an enviable wealth of experience and knowledge which makes him a safe pair of hands in protecting both our clients and our company in his role as Money Laundering Reporting Officer.

In his spare time Robert can be found spending time with his family and trying to find time to go for a run or a bike ride.
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HEAD OF SALES & DEALING

David Bayliss

David has been working in the finance industry for a decade now and focusing solely on Foreign Exchange for the past 8 years. When not helping clients move their funds for a dream property, David is the manager of his local youth football team.
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HEAD OF CORPORATE SALES

Sam Cuthbert

Sam joins Optimal as Head of Corporate Sales, bringing with him not only a wealth of Sales experience but also a clear vision for recruiting and training his own team. Sam has experience managing foreign exchange risk for some of the most well-known corporates in the United Kingdom and his career spanning over a decade includes working at firms such as IFX Payments and Currency Transfer.

Sam is very passionate about adding significant value to our client base through his consultative approach to sales and relationship management. Outside of work Sam is a devoted dad to two girls, and for his sins is a keen Tottenham Fan!
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BUSINESS DEVELOPER

Redford Curtis

Redford Curtis joined Optimal Currency in 2025 as a Business Developer with a focus on building long lasting relationships in the UK professional services sector. A former member of Team GB Javelin, Redford has swapped the athletics field for the FX markets, bringing the same focus, precision, and competitive edge to helping clients navigate currency risk.

Based in Oxfordshire, Redford is passionate about building lasting relationships with Accountants, Wealth Managers, Solicitors, and Property Agents, supporting their clients with tailored foreign exchange solutions.

As an active member of several Networking groups, he’s already proving to be on target when it comes to connecting professionals and delivering results.
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SENIOR CURRENCY BROKER

Steven Ford

Steven works in our corporate team and is responsible for business development and account management.

He has worked in the FX markets for 13 years. His roles have spanned sales, trading and management working within some of the industry’s largest organisations, and is on hand to help with any new enquiries.

Steven is married with one son, and when not with the family can be found roaming Oxford looking for a good ale and a decent shawarma.
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ACCOUNT EXECUTIVE

Frederick Butler

Frederick is a key part of our corporate FX team, supporting businesses in managing currency risk, improving cash-flow certainty, and navigating volatile FX markets. Freddie works closely with within the corporate team to help clients implement practical, tailored FX risk management strategies aligned to their commercial objectives.

He has a broad range of clients and sectors, from Steel to Textiles and Candles and is developing a strong understanding of how FX impacts day-to-day operations and longer-term financial planning and helping clients make more informed currency decisions.

Before entering financial markets, Frederick was training as a professional chef — a background that brings discipline, precision, and a calm, methodical approach to his work.

Outside of the office, he is a keen darts and football fan. When he’s not at Ally Pally or the Emirates, he can usually be found in the kitchen, refining his culinary skills.
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ACCOUNT EXECUTIVE

Thomas Scorey-Hall

Thomas has spent his career in financial services, supporting businesses in managing FX risk, protecting margins, and implementing strategies that align currency management with broader commercial objectives. A key member of the corporate team with several years’ experience in FX, Tom works with his clients to reduce uncertainty, improve decision-making, and ensure FX considerations actively support business performance rather than hinder it.

He takes a practical, solutions-driven approach, helping businesses navigate volatile markets while maintaining control over cash flow and profitability.

Outside of work, Thomas keeps active through running and a range of sports. He is also a keen traveller, always looking for new experiences and perspectives beyond the desk.
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OPERATIONS COORDINATOR

Emma Clifford

Emma has several years experience working in dynamic and fast paced environments and brings many transferable skills to the FX industry.

In her spare time Emma enjoys going to the theatre and watching her favourite bands perform live.

Specialists at
the ready

Our team is professional and vastly experienced in everything we do. Our careers have covered every aspect of FX & Payments Services. Being UK-based, we always have an expert ready to help, as you’ll soon learn when you have a question for us. The specialist with the answer is immediately available, not 5-10 times zones away! Our competitive rates of exchange along with a one-to-one personal service, mean that you’ll enjoy the perfect blend of traditional service values and tech know-how.

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Explore
More of our Reviews

Need Some
Help?

We’re here to help answer your questions. Our experts are on hand to help you with every aspect of your currency transfer.
Call Us
01296 767444
sales@optimalcurrency.co.uk
Our Address
13 Upper High Street,
Thame,
Oxfordshire,
England, OX9 3ER

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    OPTIMAL Why Work With Us?
    Our ethos is to nurture long term relationships with our clients and partners. Over 90% of our new customers are direct referrals or recommendations. Our aim is that after trading with us every customer is happy to refer a friend or family member and leave a 5-star review.
    NEED SOME HELPContact Our Team
    Here to help with all your currency needs.
    https://optimalcurrency.co.uk/wp-content/uploads/2022/03/Optimal-Currency-Logo-Portrait.svg
    OPTIMAL Why Work With Us?
    Our ethos is to nurture long term relationships with our clients and partners. Over 90% of our new customers are direct referrals or recommendations. Our aim is that after trading with us every customer is happy to refer a friend or family member and leave a 5-star review.
    NEED SOME HELPContact Our Team
    Here to help with all your currency needs.

    © Optimal Currency Limited. All rights reserved.

    Optimal Currency Limited is registered in England and Wales under company number 11627191, registered office 13 Upper High Street, Thame, Oxfordshire, England, OX9 3ER. Optimal Currency Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution with Firm Reference Number (FRN) 830790. Optimal Currency’s registered offices are located at 13 Upper High Street, Thame, OX9 3ER.  We are supervised by the FCA for compliance with the Money Laundering Regulations (MLR).

    At Optimal Currency, we always seek to register our clients directly under our own license wherever possible. However, in certain circumstances—such as specific currency requirements, jurisdictional regulations, or technology solutions make it more efficient—we may place clients with one of our carefully selected partner institutions. Each partner has been rigorously vetted to ensure they meet our high standards of service, security, and technology integration. This approach allows us to deliver a seamless, compliant, and first-class currency experience no matter where you are based.

    If you would like to confirm which partner you are registered with, please contact your dedicated currency broker.

    Clients that we service via Ebury

    Optimal Currency’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.

    Clients that we service via Equals

    Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).

    Clients that we service via GC Partners

    Global Currency Exchange Network Ltd trading as GC Partners is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 504346). Global Currency Exchange Network Ltd trading as GC Partners is an Authorised Payment Institution (API) that puts the security and protection of your money at the core of our business. GC Partners are regulated by HM Revenue & Customs (HMRC) under the Anti Money Laundering Regulations 2017. Registration number 12137189.

    Clients that we service via Sciopay

    Foreign Exchange and Payment Services for customers introduced by Optimal Currency Limited to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951.

    © Optimal Currency Limited. All rights reserved.

    Optimal Currency Limited is registered in England and Wales under company number 11627191, registered office 13 Upper High Street, Thame, Oxfordshire, England, OX9 3ER. Optimal Currency Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution with Firm Reference Number (FRN) 830790. Optimal Currency’s registered offices are located at 13 Upper High Street, Thame, OX9 3ER.  We are supervised by the FCA for compliance with the Money Laundering Regulations (MLR).

    At Optimal Currency, we always seek to register our clients directly under our own license wherever possible. However, in certain circumstances—such as specific currency requirements, jurisdictional regulations, or technology solutions make it more efficient—we may place clients with one of our carefully selected partner institutions. Each partner has been rigorously vetted to ensure they meet our high standards of service, security, and technology integration. This approach allows us to deliver a seamless, compliant, and first-class currency experience no matter where you are based.

    If you would like to confirm which partner you are registered with, please contact your dedicated currency broker.

    Clients that we service via Ebury

    Optimal Currency’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.

    Clients that we service via Equals

    Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).

    Clients that we service via GC Partners

    Global Currency Exchange Network Ltd trading as GC Partners is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 504346). Global Currency Exchange Network Ltd trading as GC Partners is an Authorised Payment Institution (API) that puts the security and protection of your money at the core of our business. GC Partners are regulated by HM Revenue & Customs (HMRC) under the Anti Money Laundering Regulations 2017. Registration number 12137189.

    Clients that we service via Sciopay

    Foreign Exchange and Payment Services for customers introduced by Optimal Currency Limited to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951.