Business Money Transfers
What We Do

Money transfers – keeping you in control

Your business matters. You want be in control and stay in control of your money. With our fast, efficient service, you’ll do exactly that. You’ll be able to:
Trade Spot at competitive rates
Use multiple Forward contracts to help budget future costs
Access competitive & flexible Forward Margin percentages
Receive unlimited free drawdowns on Forwards
Create multiple Beneficiaries
Utilise Limit & Stop Loss orders for free

Your transfer options

Keep currency transfers straightforward and flexible
Spot Contract
Perfect for immediate transfers.
Forward Contract
Great for creating a fixed budget. Flexible Margin percentages and Flexible drawdowns at no cost.
Stop Loss Order
Mitigate the risk of a sudden fall in the exchange rate – set a worst-case rate. You can wait for the market to improve, knowing that your bottom line is protected if it falls.
Limit Order
Set a target for a rate higher than the available rate. We’ll make the transfer automatically if the exchange rate reaches that level.
YOUR MONEY - SAFE & SECURE

Business Money Transfer Specialists

Why Choose
Optimal?

Personal Support
Understanding your unique business requirements is our priority. Your dedicated Currency Broker will take you through a free FX & Payments consultation to review your current set up. This will include, rates of exchange, fees, payment timescales and other crucial factors such as Jurisdictions, Counterparties, Risk Appetite & Seasonality. After fully reviewing your business needs, we are able to make clear, concise recommendations. All of this with no obligation. We’re here to help – we think once you have seen what we can do, you’ll want to stay.
Beneficial Exchange Rates
Your business will have access to live exchange rates that allow you to transfer your money at a fraction of the cost of using your bank. Our rates are transparent and clear and come with no added fees. You can trade now or fix your budget for up to 2 years with one or multiple forward contracts.
Quick, Easy, No-Fee Payments
Banks will normally charge you between £5-£50 for making your international payments, and their processes can be cumbersome. We will not charge you for your transfers and with access to SEPA, SEPA Instant, Fast Pay & CHAPS we can transfer your funds as quickly as possible.

Optimal rates, Optimal service, Optimal currency

Whatever the reason for your business money transfer – our dedicated and personable Currency Brokers will get to know your needs and help you manage your currency exposure.

We’ll help monitor the markets and make the process quick and easy. We combine the latest technology with world-class customer service. Make the most of our knowledge and expertise after all, we’re the specialists.
https://optimalcurrency.co.uk/wp-content/uploads/2022/05/optimal-may-22-1.png

How It Works

Register
It takes just minutes to open a free account online or give us a call and we’ll do it for you
Deal
Speak to your dedicated Currency Dealer and secure a market leading exchange rate
Payment Made
Send your funds to our client account, we’ll send your currency direct to your destination
https://optimalcurrency.co.uk/wp-content/uploads/2022/03/Optimal-Currency-Logo-Portrait.svg
OPTIMAL Why Work With Us?
Our ethos is to nurture long term relationships with our clients and partners. Over 90% of our new customers are direct referrals or recommendations. Our aim is that after trading with us every customer is happy to refer a friend or family member and leave a 5-star review.
NEED SOME HELPContact Our Team
Here to help with all your currency needs.
https://optimalcurrency.co.uk/wp-content/uploads/2022/03/Optimal-Currency-Logo-Portrait.svg
OPTIMAL Why Work With Us?
Our ethos is to nurture long term relationships with our clients and partners. Over 90% of our new customers are direct referrals or recommendations. Our aim is that after trading with us every customer is happy to refer a friend or family member and leave a 5-star review.
NEED SOME HELPContact Our Team
Here to help with all your currency needs.

© Optimal Currency Limited. All rights reserved.

Optimal Currency Limited is registered in England and Wales under company number 11627191, registered office 13 Upper High Street, Thame, Oxfordshire, England, OX9 3ER. Optimal Currency Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution with Firm Reference Number (FRN) 830790. Optimal Currency’s registered offices are located at 13 Upper High Street, Thame, OX9 3ER.  We are supervised by the FCA for compliance with the Money Laundering Regulations (MLR).

At Optimal Currency, we always seek to register our clients directly under our own license wherever possible. However, in certain circumstances—such as specific currency requirements, jurisdictional regulations, or technology solutions make it more efficient—we may place clients with one of our carefully selected partner institutions. Each partner has been rigorously vetted to ensure they meet our high standards of service, security, and technology integration. This approach allows us to deliver a seamless, compliant, and first-class currency experience no matter where you are based.

If you would like to confirm which partner you are registered with, please contact your dedicated currency broker.

Clients that we service via Ebury

Optimal Currency’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.

Clients that we service via Equals

Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).

Clients that we service via GC Partners

Global Currency Exchange Network Ltd trading as GC Partners is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 504346). Global Currency Exchange Network Ltd trading as GC Partners is an Authorised Payment Institution (API) that puts the security and protection of your money at the core of our business. GC Partners are regulated by HM Revenue & Customs (HMRC) under the Anti Money Laundering Regulations 2017. Registration number 12137189.

Clients that we service via Sciopay

Foreign Exchange and Payment Services for customers introduced by Optimal Currency Limited to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951.

© Optimal Currency Limited. All rights reserved.

Optimal Currency Limited is registered in England and Wales under company number 11627191, registered office 13 Upper High Street, Thame, Oxfordshire, England, OX9 3ER. Optimal Currency Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution with Firm Reference Number (FRN) 830790. Optimal Currency’s registered offices are located at 13 Upper High Street, Thame, OX9 3ER.  We are supervised by the FCA for compliance with the Money Laundering Regulations (MLR).

At Optimal Currency, we always seek to register our clients directly under our own license wherever possible. However, in certain circumstances—such as specific currency requirements, jurisdictional regulations, or technology solutions make it more efficient—we may place clients with one of our carefully selected partner institutions. Each partner has been rigorously vetted to ensure they meet our high standards of service, security, and technology integration. This approach allows us to deliver a seamless, compliant, and first-class currency experience no matter where you are based.

If you would like to confirm which partner you are registered with, please contact your dedicated currency broker.

Clients that we service via Ebury

Optimal Currency’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.

Clients that we service via Equals

Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).

Clients that we service via GC Partners

Global Currency Exchange Network Ltd trading as GC Partners is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (Firm Reference Number 504346). Global Currency Exchange Network Ltd trading as GC Partners is an Authorised Payment Institution (API) that puts the security and protection of your money at the core of our business. GC Partners are regulated by HM Revenue & Customs (HMRC) under the Anti Money Laundering Regulations 2017. Registration number 12137189.

Clients that we service via Sciopay

Foreign Exchange and Payment Services for customers introduced by Optimal Currency Limited to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951.