Your Personal Transfers, Optimised

Whether you are buying a property overseas, transferring living funds or sending money to family, Optimal Currency’s dedicated and personable Currency Brokers will get to know your needs and help you get a great exchange rate.

Whatever your personal transfer need is, we will help monitor the markets and make the process quick and easy by combining cutting-edge technology and old-fashioned customer service. Use our knowledge and expertise, we’re the specialists.

Optimal Service, Optimal Rates, Optimal Currency.

    Personal Money Transfer specialists

    Your money – safe & secure

    Create an account

    Personal Support

    Your needs are our priority. Your dedicated Account Manager will take the time to find out what they are. Then they’ll check out the markets before giving you the necessary guidance to ensure a quick, efficient transfer.

    Beneficial Exchange Rates

    You’ll have access to exchange rates that allow you to transfer your money at a fraction of the cost of using your bank. Our rates are transparent and clear and come with no added fees.

    Quick, easy no-fee payments

    Banks will charge you for making your international payments, and their processes can be cumbersome. The way our business is structured globally means that payments are quick, accurate and straightforward.

    Personal Money Transfers – What we do?

    Simple transfers

    With life being so busy, what you need is to be in control and stay in control of your money. With our fast, efficient service, you’ll do exactly that.

    • Check Inter-Bank exchange rates – live

    • Buy currency ahead of when you need it

    • Make money transfers

    • Monitor exchange rates, live

    • Add new transfer recipients (offline)

    • Update your account details (offline)

    • Set rate alerts (offline)

    Create an account
    Your transfer options

    Keep currency transfers straightforward and flexible

    • Spot Contract – perfect for immediate transfers.

    • Forward Contract – great for advance international payments

    • Market Orders – for when you’re targeting a specific exchange rate

    • Stop Loss Order – Mitigate the risk of a sudden fall in the exchange rate – set a worst-case rate. You can wait for the market to improve, knowing that your transfer is protected if they fall.

    • Limit Order – Set a target for a rate higher than the current one. We’ll make the transfer automatically if the exchange rate reaches that level.

    Create an account


    Emigrating – a great adventure … and we’ll help to make it an adventure that goes as smoothly as it possibly can.
    You can’t emigrate without some sort of money transfer. How you manage your currency payments can make a big difference.
    With our world-class service and unrivalled expertise, we’ll make sure you achieve a fee-free, efficient money transfer service.
    Buying overseas property

    We understand. It’s exciting, what you’ve dreamed of for years, maybe even decades! Buying a property abroad is a big commitment though and the earlier you grasp your currency transfer options, the easier it becomes to budget effectively for the purchase – potentially saving you a large sum of money in the process.

    Create an account
    Sending money home

    Are you selling an overseas property? Or are you moving back home, having lived abroad for a while? We’ll give you expert help in dealing with your foreign banks and solicitors to facilitate the money transfer and of course help you achieve a bank beating rate to save money as you repatriate your funds.

    Using one of our money-saving options could save you a considerable sum.

    Create an account
    Regular payments

    Do you live overseas? Do you find yourself having to make regular repeating foreign currency transfers? Perhaps these are to transfer wages, meet mortgage payments, or top up a pension? Do this through a bank, and you’ll often find yourself paying unwelcome fees and poor rate of exchange. In time, these can really add up.

    With Optimal Currency, you can arrange for us to make recurrent transfers automatically – at a competitive exchange rate – and without you having to pay transfer fees or commission costs. This could save you hundreds if not thousands of pounds a year.

    Create an account
    Optimal rates, Optimal service, Optimal currency

    Whatever the reason for your money transfer – buying a car, purchasing a property overseas, transferring funds to your family & friends, our dedicated and personable Currency Brokers will get to know your needs and help you get a great exchange rate.

    We’ll help monitor the markets and make the process quick and easy. We combine the latest technology and world-class customer service. Make the most of our knowledge and expertise. After all, we’re the specialists.

    Create an account

    “We would be very happy to recommend Optimal Currency to anyone needing to send funds to France as we did. Whoever answered the phone was always very polite, courteous and able to help. We needed money sending to several people to complete our house purchase which was no problem and the rate we received was significantly better than at our bank, we checked! We will certainly be back to use Optimal in the future.”

    Mr & Mrs Avery • France

    “I was recommended to use optimal currency by my estate agent in France. Once I had my first conversation with Optimal I never looked back. He explained everything to me in great detail and was always at the end of the phone to answer any other questions I had. With a great exchange rate and service, I would highly recommend this company to any of my friends or family! Thank you guys!”

    Julie Smalley • France

    Excellent service, very helpful and prompt in dealing with any requests . Adam has been fantastic to deal with from start to finish and I look forward to continuing to work with him in the near future.

    Sarah C • UK

    How it Works

    Open an Account